Small loans, big solutions.

Convenience

CreditMoja offers a simple and user-friendly online loan application process, which can be completed within a few minutes.

Speed

Our loan application process is quick and easy. You can receive your loan in as little as 24 hours.

Flexibility

CreditMoja offers flexible loan terms and repayment options to suit your needs.

How to get a loan
1

Application

Fill out our online application form and submit the necessary documents.

2

Approval

Our team will review your application and notify you of your approval status.

3

Funds transfer

If approved, the funds will be transferred to your bank account within 24 hours.

4

Repayment

Repay the loan on the agreed-upon date through automatic debit or bank transfer.

What our users say

John Mwangi

Creditmoja has been a lifesaver for me. As a teacher, there are times when I need extra cash to cover unexpected expenses. The application process is straightforward, and I received the funds in my account within a few hours. Highly recommend it!

Mary Wambui

I needed urgent funds for a medical emergency, and Creditmoja came through for me. The process was fast and hassle-free, and I was able to get the money I needed in no time. The customer service is also excellent, making the whole experience even better.

Paul Otieno

Running a small business comes with its fair share of financial challenges. Creditmoja has been my go-to solution for quick and easy loans. The interest rates are reasonable, and the repayment terms are flexible. It's a great resource for entrepreneurs like myself.

James Kariuki

Creditmoja is an amazing app for anyone in need of quick financial assistance. I was skeptical at first, but after using it, I can confidently say it's reliable and efficient. The app interface is user-friendly, and the loan approval process is incredibly fast.

Creditmoja is a personal loan app authorized by Risine Credit Limited, a mobile loan lender licensed by the Central Bank of Kenya.